Spanish bank eviction policy - repossession insanity

[Briz]

I love you guys - you are so imaginative, inventive, and way out there!

What I am trying to get you to understand is:  I do not want to pay for other people's bad decisions.  I've made many many of my own, but the taxpayer never once had to pick up the tab.  I take marriage and children extremely seriously and have never done either inadvisably.  If YOU fuck up, don't expect ME to pay your kids' school fees or to keep you in a home you can't afford. 

So someone has to go to the 'poor house'?  Boo hoo hoo.  Might be salutary.  Where the fuck is it written in stone that if you get to the Kindle/iPad owning stage that you have a guarantee of a middle class lifestyle?

For the record, and it may indeed be for another thread, my marriage is worth far more than the paper on which it was recorded.  I work at it hard every single day. No way I should have to pay taxes for others who were not similarly committed.  Commitment is not a dirty word; it's a mantra.

I don't want to pay for some Politicians bad decisions.

Commitment could be a dirty word if you were married to Myra Hindley 

[Perikles]

Up until now, it has been understood that people not keeping up their Spanish mortages could have assets abroad confiscated by banks. This is the case for assets in the EU and Ecuador. This article relates the situation in Ecuador, where it seems that Spanish banks can no longer do this. It's all rather complicated, but they are waking up to the abusive nature of Spanish bank mortgages, and a new law is being proposed entitled "Ley de defensa de los trabajadores y trabajadoras migrantes, contra el fraude hipotecario cometido en España" That is pretty strong language.

[Janet]

Wonder if the UK will follow suit. The banks' mortgaging practices are already frowned on, putting it mildly, by the EU ...

[Guanche]

Would be interesting to know if Santander has tried to change UK policy on mortgages. Or Barclays in Spain follow the Spanish banks policies?

[Myrtle Hogan-Lance]

My great-grandfather (yes, my mother's grandad, only three generations back) ended his days in the workhouse.  I would hate to do the same.

Thanks for posting that.  Not being well steeped in UK history, the workhouse concept piqued my curiosity so I researched it Wikipedia.  It was a fascinating article and I learned something new.  I never understood the British concept of providing housing to people as they didn't do that where I grew up but I can now see where it started.  And that socialism is hundreds of years old in the UK.   And that the underclass is not new, but a very old tradition. 

Also, I learned something old:  plus ça change.  The feckless are still with us as are the benefits cheats.   

Not the subject of this thread, but I wonder how those in workhouses fitted in to the British class system, and if lower class was a euphemism for those in the workhouses. 

[Perikles]

Not the subject of this thread, but I wonder how those in workhouses fitted in to the British class system, and if lower class was a euphemism for those in the workhouses.

The workhouse was the last resort, and most people would do all they could to avoid landing there. In Wales my farm was next to the Union workhouse (A union of parishes built it). Round the back was a series of tiny rooms, each with an iron grid covering a large bin, still all in place. If somebody turned up for bed and food, they were required to spend hours breaking up stone until it all fitted through the grill before being fed. You would not go through this unless you had to. Long-stay inmates would toil on the land and not get fed if caught being idle.

[Janet]

Dickens is perhaps the best source for the Victorian workhouse. Characters were so terrified of ending up there that they'd run away and die on the streets rather than be "taken in". Many Victorian Studies scholars, however, think it was even worse than he portrayed it to be. The Mail had an article on it some time ago ... it's HERE.

[Briz]

Thanks for posting that.  Not being well steeped in UK history, the workhouse concept piqued my curiosity so I researched it Wikipedia.  It was a fascinating article and I learned something new.  I never understood the British concept of providing housing to people as they didn't do that where I grew up but I can now see where it started.  And that socialism is hundreds of years old in the UK.   And that the underclass is not new, but a very old tradition. 

Also, I learned something old:  plus ça change.  The feckless are still with us as are the benefits cheats.   

Not the subject of this thread, but I wonder how those in workhouses fitted in to the British class system, and if lower class was a euphemism for those in the workhouses.

"the British concept of providing housing to people"-----Do they do that.....

"The feckless are still with us" --------Yes and meet for a number of weeks a year in a Big Old Building near the Thames in London

"lower class was a euphemism for those in the workhouses" ----------No we lower classes avoided the Workhouse by various means. Often it meant working long hours for low pay but the Non Socialists dragged themselves out of the gutter by preying on their fellow men.

[Guanche]

But wasn't social housing started by the very people some deride today, the rich. Mining communities were started by the the owners of the mines to house the work force, as did mill owners. The Leverhulme family built a village on the Wirral the name of which escapes me, Port Sunlight? What started out as a need to house a work force was taken over by the government in order to house a population which in turn allowed that population to prosper and benefit the country.

I've just realised I'm way off topic

[Briz]

I just can't help being off topic

As the radical leader Jacques Roux put it at the height of the French Revolution in 1793:

Liberty is no more than an empty shell when one class of men is allowed to condemn another to starvation without any measures being taken against them.
And equality is also an empty shell when the rich, by exercising their economic monopolies, have the power of life or death over other members of the community.